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Gulf Coast Bank
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Business Checking

Business Banking

Gulf Coast Bank is a community bank sensitive to how small business is conducted in Acadiana. We have a simple question for you. How can we help you get where you’re going? Give us a call and talk to one of our community bankers – someone you may even know personally. And, most importantly, we probably already know something about your business and its needs because as a locally-owned community bank, that’s what we focus on.

We’ve built our reputation by serving small and medium sized businesses. Gulf Coast Bank is a certified and preferred SBA lender. That means we can make loan decisions at the local level. After all, who knows the community better than your Gulf Coast banker?

Gulf Coast Bank offers the latest in Internet banking resources – it’s banking your way, practically anywhere, anytime.

Got a growing problem? No problem. Call us and one of our community bankers will come to you, ready and willing to help.

 

Commercial Checking

You must deposit $50.00 to open this account. Charges based on low balance:

 Balance  Charge
below $3,000 $10.00
50 free withdrawals, 10 cents per check after 50
$3,000 - $5,999 No Charge
50 free withdrawals, 10 cents per check after 50
$6,000 - $8,999 No Charge
150 free withdrawals, 10 cents per check after 150
$9,000 - $9,999 No Charge
250 free withdrawals, 10 cents per check  after 250
$10,000 and over
No Charge
We reserve the right to charge a volume rate.

Informal Non-Profit Organizations

Charges based on low balance:

 Balance Charge 
Below $800 $5.00
$800 or above No Charge
  • Minimum deposit to open is $50.00
  • 15 free transactions, 40 cents for each transaction over 15

Formal Non-Profit Organizations

  • No charge
  • 501(c)3 Form required
  • Minimum deposit to open is $50.00
 

Interest Bearing Checking Account

 

Money Market Account - Commercial

  • Minimum opening deposit: $10,000.
  • If balance falls below $10,000, no interest will be earned for those days.
  • Three withdrawals per month can be made in the Commercial Money Market Checking Accounts without charge. A $20 fee will be assessed for each transaction over three withdrawals.
 

 

Interested in Overdraft Privilege?

 

Click here to learn more


CDARS

Certificate of Deposit Account Registry Service (CDARS)

Gulf Coast Bank offers a product that enables customers to deposit an excess of $250,000 and still receive full FDIC coverage.

Click here to learn more


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ONLINE BANKING

when you have the time.
 
Man using computer 

ESTATEMENTS

track your expenses.

 Business professional meeting with client

PERSONAL LOANS

get cash fast.
 
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